Chevra
Kadisha News - Special Edition
Published
by Kavod v'Nichum
Almost
May 2002 - Still Iyyar 5762
U.S.
Senator Christopher Dodd (D-CT) and U.S. Representative Mark Foley (R-FL) held
hearings on Friday, April 24, 2002 about the status of funeral home, crematory
and cemetery service and prices. Both expressed interest in developing
federal legislation that will offer additional consumer protection. While
not specifically mentioning cemeteries or portability and 100% refundability of
pre-need purchases, Dodd's proposals (see below) look to be very progressive.
In
Dodd's home state, the Attorney General has accused a Jewish funeral home of
deceptive practices. Foley represents the Palm Beach area in Florida that has
had significant problems with Menorah Gardens Cemetery.
It
is clear that a strong consumer response to these proposals will insure
good legislation and increase the chance of the legislation passing. Connecticut
and Palm Beach residents especially should write and call Dodd and
Foley.
One
of the interesting side notes from the hearings was when Dodd asked the FTC
representative why it has taken so long to deal with testimony and evidence from
a number of years ago about expanding the funeral rule to cover cemeteries. Dodd
did not receive a response, but it is clear he is intent on seeing action.
See
the full two hour and 20 minute hearing
from c-span, Dodd's
statement, and the FTC
statement
From
Dodd's
testimony. "...I think that Congress should consider taking six
specific actions:
- Codify
the funeral rule because the rule should have the full force of law.
- Expand
the funeral rule. Currently the funeral rule only applies to funeral homes.
But the funeral industry has changed in the two decades since the rule was
first promulgated and the funeral rule should be expanded to cover every
business that sells funeral goods or services directly to consumers.
- The
federal government should become an effective partner with the states to
promote more frequent and thorough inspections of funeral facilities. I
believe Congress should consider establishing a grant program to assist
states to hire and train more inspectors. As a condition of receiving
federal funds under this program, I believe states should be required to
adopt clear standards and license requirements for funeral service
providers.
- We
need to provide consumers with helpful information. I believe the FTC should
be required to maintain a clearinghouse of price information to help
consumers make informed decisions.
- We
need to consider whether consumer protections from other areas of federal
law should be adapted to this industry. For example, in the area of
mortgages, we have established a clear bright line prohibition against
excessively high interest rates and we have outlawed prepayment penalties.
We've also allowed consumers a right of recision. Perhaps there are
analogous contract provisions that we should consider here.
- Finally,
we should give the FTC enhanced enforcement authority so the Commission can
more effectively crack down on bad businesses. These enhanced enforcement
authorities would include the power to levy special penalties, issues
immediate cease and desist orders and in extreme cases to temporarily or
permanently close facilities that pose a danger to the public health or
well-being."